Sandy Ramage kallal

Sandy Ramage kallal

Speaker Bio:

Sandy Ramage-Kallal has spent the past 12 years in the credit union industry as a Training and Development Manager, Community Relations Coordinator, and as Project Manager, and now works for the Illinois Credit Union League as the Training and Events Manager. Her past experience also includes working as a part-time Geography instructor at Southern Illinois University Edwardsville, District Executive for the Boy Scouts of America and as a field tech the Illinois State Archeological Survey. Sandy has served on the Young Professional Advisory Committee for the Illinois Credit Union League, Chairperson of the Burnett Chapter of Credit Unions, and has presented at national conferences for geographers and credit unions. She earned her master’s degree in social Geography from SIUE and Bachelor’s of Science in History from SIUE. When Sandy is not working, she enjoys spending time traveling with her husband Tim and daughter Willa.


Presentation Title: 2 Things People Hate to Talk About: Death and Money

Description of presentation that we can use for promoting event:

At 34 years old, she became a widow and single parent overnight. No one is ready for this life-altering, gut wrenching reality but somehow, she found hope for the future. Now she sets out to empower woman to take charge of their future through financial health and preparedness.


How did you hear about this speaker opportunity, or did someone refer you? Previously spoke for WEW

Chapters you can speak at: Edwardsville, Illinois

I’m interested in speaking at: In Person Event

Presenting Experience:

Years ago, I presented for Women Empowering Women twice. This was when the Edwardsville chapter was newly formed with Laura Mattson. I presented tips on network and business etiquette, and actions to take in the event of an active shooter. I’ve also presented at national conferences for geographers and the CUNA ELL conference (a credit union trade association). In May of 2024, I will be doing this presentation “2 Things People Hate to Talk About” at a Women’s Leadership Conference near Chicago. Expected attendance is 140. In June of 2024, I will be presenting financial health tips (or 6 things I wish I knew at 22) at the Young Professional Conference where attendance is expected to be 120.

Sandy Image

Sandy Ramage Kallal


Phone Number: 16184029507

Title and Business: Training and Event Manager, Illinois Credit Union League

Presentation takeaways:

It’s time for women to take charge!
1. Hear real scenarios and challenges widows face
2. Widows are getting younger
2. Life Insurance
2. Trust & Living Will
3. Married vs Unmarried – know your rights
4. What to review annually
5. After death, lessons learned and what to do

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